At SISI KWA SISI Savings and Credit Co-operative Society we have a host of products and services aimed at improving the quality of life of our Members.

LOAN PRODUCTS

We have four types of loans:

Normal loans or Development Loan.
Maximum repayment period is 36 Months
These are meant to improve the quality of life of members by allowing members to buy Properties.    
Guarantors to cover the 2/3 the amount not guaranteed by deposits
Interest   12 % or 1% per Month.
Highest loan given to an Individual is Kshs 1,200,000=
In keeping with our tradition, we suspend normal loans between November and February every year in order to pay Education Loans

Tandika Loans
Maximum repayment period 48 Months
These are meant to improve the quality of life of members by allowing  
Members to buy properties
Guarantors to cover the 2/3 the amount not guaranteed by deposits
Interest   18 % or 1.5% per Month

Refinance Loan
This is given in addition to the normal loan
Repayment period depends on the normal loan
Interest is 12% or 1% per month.

Emergency Loan
Caters for unforeseen circumstances like burial, hospitalization, court fine but shall Not include house Rent dues.                
Maximum Repayment Period is 12 Months
Interest rate 1.5% per Month
Loan form must be attached with supporting documents.

Education Loans
Given to members to enable them educate their children and self.
Maximum repayment period is 12 months
Interest rate 1.5% per Month.
Loan form must be attached with fee structure
Education Loans are open through out the year as long as you do not have Outstanding loan (i.e. Education Loan)

Super Tandika Loans
Maximum repayment period 60 Months
These are meant to improve the quality of life of members by allowing  
Members to buy properties
Guarantors to cover the 2/3 the amount not guaranteed by deposits
Interest   22 % or 1.8% per Month